閉じるボタン Login as
Member / Promoter

[KIT] How to Save Money Effectively

Source: https://www.pexels.com/photo/money-pink-coins-pig-9660/

Money helps us to live our dreams as long as we make a lot of money and do not waste it. While most of us are busy balancing our personal expenses with our annual living expenses to make sure we have a bed and food every day, many others are comparing by type of salary and debit card. Of them.

We know that all of you may be wondering if the salary is enough for you, but at the end of the month, it will be a waste of money. You will save money effectively if you follow the instructions below:

1. Proper spending

Spending without cash can be a good thing for your wallet, as you do not need to have a lot of money in your wallet, but you will be able to spend it with a credit card (ATM or Mastercard). Those who prefer to spend by cash may be better off spending by card, especially on cheaper purchases.

In general, cash and card payments are better than cash cards because with cash we spend on cheaper goods than by card.

2. Proper distribution of money

This may sound simple, but having a clear budget on your payday will save you a lot of money. “Income Vs Expenses” Check and submit your own expenses. Financial experts call it the 50/30/20 budgeting method.

3. Spend on things that can help you get your money back

You do not have to work hard to save money. You spend a lot of money on something that guarantees a long-term investment.

Spending on something that can help with your work or contribute to your current job, or add energy that allows you to make money back is the most reasonable expense.

4. Invest in services that save you time

According to Business Insider, rich people are not afraid to spend money on services that can save time and things that can make them tired. They focus on investment rather than cost.

Although they spend money on services, they make more money when they can earn more than they spend on services.

5. Shop on discounted days

It is common for rich people to spend money on a normal day, but you know, on a normal day the price is full, but on a special day like the end of the year, most of the goods will have a discount like this. This will save you some money.

6. Spend on things that make you happy and healthy

Buying things that make you happy and add to your hobbies and health is a good thing.

7. Save money and use it later

Do not think that your retail money will be useless knowing that your retail money is there every day. Save your daily expenses and collect them at the end of the month. Then you will know that your retail money can be spent on your coffee day or snack.

8. Repair appliances that can be repaired instead of spending money on new ones

Repairing appliances can save money and save our planet!

Related posts

  1. [KIT] How to know about your glasses

  2. [KIT] Top 5 best programming languages

  3. [KIT] The benefits of using Book VRL/ Virtual Rental Book

  4. [KIT] 10 Bookstores and Libraries you should visit in Cambodia

  5. [KIT]You should watch Movie

  6. [KIT] MONOPOLY

  1. No comments yet.

  1. No trackbacks yet.

PAGE TOP